Now that we finally seem to be coming out of the current pandemic, people have now seen the need to have some kind of medical backup when it comes to our general health. This pandemic has changed the way we think and indeed the way that we live and that can only be seen as a very positive outcome. The cost of living is spiralling upwards and it’s now going to cost even more to be able to pay for any operations or any health interventions that may come you or your family’s way in the future. You can’t always rely on the public health system to deliver you the results that you want and so this is why many people are turning to private health insurance policies.
It makes perfect sense that you would want to have essential health insurance in Thailand in case the unexpected happens. We never really know what lies around the next corner for us health wise and even though you may get regular checkups and the doctor says that everything is okay, health issues can come that even the doctor cannot see were coming. If you are still dragging your feet with regards to taking out a health insurance policy for both yourself and your other family members, then maybe the following benefits of doing so can help you to make a smarter medical decision.
- Medical expenses are covered – If you do experience some kind of medical emergency in your life even when travelling for leisure, the last thing that you won’t be thinking about is how much is going to cost you and whether or not you want this treatment and first place. That’s the beauty about having a private health insurance in place because none of these thoughts will come into your mind and you will just want the best care possible.
- The obvious tax benefits – Many governments offer tax rebates when it comes to taking out private health insurance because if you are not using the public health system then you’re clearly saving the government money. Any money that you pay towards a health insurance plan for you and your family can be claimed back at a later stage.
- Critical illness cover – The hope is that you would never need cover such as this but if it does happen and you find yourself receiving a diagnosis that you do indeed have a critical illness then there are going to be many bills that need to be paid, holidays that need to be taken and you also need to consider the future financial security of your other family members. By taking out a comprehensive health insurance policy, you are putting things in place to prepare for the worst scenario.
Many people complain about the cost of private health insurance but you need to look at this over the long term because if you break down the costs over the period of a month, then you may only have to cut back on a few beers or maybe you can sit in for a couple of nights a month instead of spending money eating out.
